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Help with your housing costs is also slightly different as your rent will usually be paid directly to your landlord instead of to you. Things are slightly different in Northern Ireland as, unlike the rest of the UK, unless you ask to be paid your Universal Credit monthly you will get two payments a month instead of one.
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See the gov.scot site for more details on how the payment flexibilities work and how to apply. You can also ask for the housing costs element to be paid directly to your landlord instead of you. You have the option of twice-monthly payments instead of once a month. For more information about this see our guide on Universal Credit and Housing Costs. This means the money to help with your housing costs is usually paid direct to you once a month and not to your landlord, so you will be responsible for ensuring your rent is paid. The government say this is so that receiving benefits is like getting paid when you are in work.Īlthough Universal Credit is made up of different elements it is paid to you as one amount. The main difference between Universal Credit and existing benefits is that Universal Credit is paid once a month on the same date each month. For more information see our guide to what triggers a move to Universal Credit. Most people across the UK are now asked to claim Universal Credit if they start a new claim for benefits or they are already claiming benefits and have a change in your circumstances. If you are in a couple you will make one claim, and usually receive one payment, between you but you can ask for your payment to be split between you and your partner. If you ask for an advance because of a change of circumstances during your UC claim you can delay repaying for one month and you need to repay the amount over a six month period. These repayments can be delayed for up to three months if you can't afford them, speak to your job coach if this applies to you. This is a loan that needs to be paid back from your future UC payments over 24 months if you applied for the advance on or after 12 April 2021 (it was 12 months before this date). If you don't have enough money to live on while you wait for your first UC payment you can ask for an advance payment. Your assessment period is the monthly period that starts on the day you make your claim and continues to roll month by month until your claim ends.
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This includes your first 'assessment period' and up to seven days for your payment to reach your bank account at the end. When you start a claim your first payment should be made after five weeks. For more information, see our guide to online claims.
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Most people will claim Universal Credit online. Universal Credit is also different because it is administered by one benefit department the DWP, whereas other benefits are paid by a range of different departments. For more information see our guide to how Universal Credit is worked out. You can continue to get Universal Credit if you are in work but have low earnings. The amount you can get depends on your circumstances and how much other income you have. Neither will Council Tax Reduction/Support so you should check to see if you can claim it in addition to Universal Credit. new style Jobseeker’s Allowance and new style Employment and Support Allowance), and will work alongside Universal Credit.īenefits for those over the state pension age, such as the state pension and Pension Credit, will also not be replaced. Other benefits that are not means-tested will continue to be paid separately such as Disability Living Allowance, Personal Independence Payment and Carer's Allowance. Child Benefit will also continue to be paid separately.īenefits based on National Insurance contributions, such as contribution-based Jobseeker’s Allowance and contributory Employment and Support Allowance, will not be replaced but will be renamed as 'new style' (e.g. Income-related Employment and Support Allowance.Over a number of years the following benefits and tax credits, also known as 'legacy benefits', will be abolished as Universal Credit replaces them: It is designed to support people who have a low (or no) income with their basic living expenses and housing costs. Universal Credit is a new benefit for working age people that replaces a number of existing benefits and tax credits.